Real Estate Home loan Ideas - Things To Keep In Mind Until Your Home Loan Is Sanctioned.

While Securing A Home LoanMay Not Be A Daunting Task, It Certainly Is No Cakewalk. And, After All The Hard Work You Have Put In To Secure The Loan, You Would Not Want Your Bank To Refuse You The Services, Citing Reasons You Thought Did Not Matter.
This Is Why Before You Plan To Go To Banks For A Home Loan, There Are Many Dos And Don'ts You Have To Follow.

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Dos And Don'ts
Avoid Job Hopping
A Loan Grant Is All About Money And Your Stable Job And A Regular Income Are The Foremost Factors That Decide Your Loan Eligibility And Credit Worthiness. So, Refrain From Job Hopping, If You Have Applied For A Home Loan, Even If The Opportunity Seems Bright. Remember, As Part Of The Loan Appraisal Process, Your Lender Will Confirm Your Job Stability From Your Employer And Any Frequent Job Changes Would Score Negative. Your Application Can Stand Rejected If You Have Changed Your Job Often Within A Period Of One Year.
Avoid Residence Hopping, Too
You May Not Have Given It Mu…

20 Ideas For Decorating Small Spaces On A Budget

We All Want Our Home To Look Like They Belong In A Design Magazine, But Often The Budget Stands In The Way Of Achieving Our Dreams. Instead Of Thinking About That Expensive Piece Of Furniture Or Rug That You Can’t Afford, How About Sprucing Up Your Home With Some Home Improvement Ideas On A Budget? In Today’s Ideabook We Present You With Several Ideas That Can Help You To Bring A Stylish Look To Your Home Without Spending Too Much. It Includes Easy-To-Implement Smart Design Ideas For Small Spaces.

Credit : Freepik.Com 1. An Artistic Wall Shelf Blank Walls Can Make A Room Look Dull. When Decorating A Small House On A Budget, One Of The Easiest Ways To Add Style To A Wall Is By Painting It A Lovely Colour, But If You Feel This Idea Is Overused, Then A Geometric Or Artistic Book Shelf Can Add An Interesting Feature To The Blank Space. If You Are Good At Carpentry, You Can Even Make It Yourself.
2. Sophistication In The TV Area You Don’t Have To Invest In Expensive Television Furniture To…

15 DIY Eco-Friendly Home Improvement Ideas

When You Look At All The Gloomy Changes That The Environment Is Going Through Thanks To Our Daily Habits, You Can’t Help But Feel Guilty. If You’re Wondering If There’s A Way To Reduce This Even While Not Going Too Out Of Your Way, Then Yes! Of Course We Can, As Individuals, Do Our Bit To Help Out The Lonely Planet. And You Don’t Even Have To Become A Completely Different Person In Order To Go Environment-Friendly.
Follow These 15 Simple Tips To Become A Greener Person At Home!

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1) Introduce Greenery In And Around Your House?
It Is A Great Idea To Plant Some Trees And Shrubs Around Your House And Even Home Plants For The Indoors, If You Can Spare The Space. If You Live In An Apartment, You Could Think About Maintaining A Balcony Garden. Did You Know That It Is Possible To Grow Your Own Fruits And Vegetables Even In A Balcony Garden? Introduce Some Shade-Friendly Plants, Like Orchids And Money Plants, Inside Your House.
The Indoor Plants For Home Greenery Outdoors Wi…

Benefits of Taking A Joint Home Loan

Choose A Piece Of Artwork That You Love
A Home Is A ‘Once-In-A-Lifetime’ Investment For Many Of Us. It Is Natural That We Want To Make It As Big And Better As Practically Possible. Affordability Is What Determines The Size, Location And Quality Of Our Home. No Doubt, Having The Possibility Of Availing A Home Loan Has Improved Affordability. However, Your Home Loan Eligibility Depends On Your Age, Income Levels, Other Loans That You Are Still Repaying, Etc. Lenders Have Prudent Norms Which Stipulate That Your Home Loan EMI Combined With All The Other EMIs That You May Be Presently Repaying, Cannot Exceed A Certain Level Of Your Take-Home Pay.
One Way To Increase Your Home Loan Eligibility Is To Add Co-Applicants With Independent Income Source. The Lender Will Consider Their Income While Assessing Your Repayment Capacity, Which In Turn, Will Increase The Amount Of Home Loan You Are Eligible For.

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3 Things All Smart Home Buyers Do

There Is No Denying The Fact That Home Buying Is Emotionally Gratifying. In Fact, We Will Not Be Exaggerating If We Said That More Often Than Not, The Purchase Decision Is Emotional Than Rational. Many A Time, We Are So Moved By The Rush Of These Emotions That We Enter The Territory Without Doing Any Prior Preparation. Even If Everything Turns Out Alright In The End, The Process Is So Harrowing For A Naïve Buyer That He Is Left Feeling Wearisome For A Long Time. This Buyer Also Runs The Risk Of His Investment Turning Bad In Case Due Care Was Not Taken While Carrying Out The Transaction. The Truth Is That Smart Property Investments Are Made With A Calm And Composed Mind. And, To Be A Smart Homebuyer, One Needs To Possess Certain Traits.

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Keep Calm
It May Have Taken You Just A Day To Decide That You Want To Buy A Property. However, To Make This Happen, You Have To Work Slowly And Steadily Towards The Goal. Being In A Hurry Could Be Sinful Here. Take A Moment And Think…

Perk UP the Passage at Home

A Passage In Any Home, Need Not Be A Dull Space That Is Wasted. We Look At How Home Owners Can Spruce Up This Space, With Just A Little Creativity And Imagination Most Houses Have A Corridor, Which Home Owners Can Decorate Using Innovative Ideas, To Add A Unique Touch To The Home. The Walls Of The Passage, For Example, Can Be Used To Create A Memoir Wall Of One’s Travels. “From Collages Made Of Boarding Passes, Colourful Small Maps And Tickets, To Postcards Collected During Your Travels, You Can Use The Wall To Create A Memory Lane Of Sorts. You Can Also Display Inexpensive Drawings And Posters From Street Artists. One Can Also Use The Passage As A Photo Area, To Hang Pictures Of The Family – Including Joyous And Serious Photos That Make You Smile When You Look At Them,”

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Ways To Brighten Up The Corridors
Passages Are Often Dark, Which Makes The Space Appear Small And Unattractive. This Can Be Easily Solved, With Some Bright, Coloured Lamps And Lanterns. “One Can Ch…

Vastu Shastra Tips for a Temple at Home

DECEMBER 13, 2017 When It Comes To The Temple Or Prayer Area In A Home, There Are Several Vastu Shastra Guidelines That Should Be Followed, To Ensure Maximum Positive Effects For The Home’s Inhabitants. We Examine The Dos And Don’ts The Temple At Home, Is A Sacred Place Where We Worship God. So, Naturally, It Must Be A Positive And Peaceful Place. The Temple Area, When Placed According To Vastu Shastra, Can Bring Health, Prosperity And Happiness To The House And Its Occupants. Although A Separate Puja Room Would Be Ideal, This Is Not Always Possible In Metropolitan Cities, Where There Is Space Crunch. The Temple Area, Should Be A Zone Of Tranquility That Is Full Of Divine Energy, Says Mumbai-Based Nitien Parmar Of VastuPlus. “This Is A Space Where One Surrenders To The Almighty And Gains Strength. If One Does Not Have The Space To Allocate An Entire Room For The Temple, One Can Set Up A Small Altar On The East Wall, Towards The North-East Zone Of The House. Avoid Placing The Temple In …